Looking For a Perfect Gift For Your Love- Choose Pink Diamond Rings

Almost every month of the year, many couples celebrate their own wedding anniversary. The most important of all the dates is the first anniversary. Moreover, one of the best anniversary gifts you can give your best half is a pink diamond ring. Keep reading if you want to know more about diamonds and why they are the best gifts to give on these occasions.

Diamonds draw admiration for their beauty and give a treat to the eyes of the onlookers. More often, the diamonds we see in several pieces of jewellery are types of white and crystal diamonds that glow with or without lighting. Apart from these whites, you can also look at an unusual diamond colour that can occur naturally but that is very rare, and these are the pink ones.

Imagine giving a rare and expensive pink diamond ring to the person you love and telling you how much you love it over these years. Undoubtedly, investing in Argyle pink diamonds is the perfect gift that your best half will surely appreciate on your anniversary day. As it is rare and expensive, this unique diamond is what every woman would dream to have.

These pink diamonds come from deep mines and the fact of being able to get one for a gift makes a person very lucky. You can find other colour shades like yellow diamonds for another option; however, most women would still prefer the pink colour because they are aware of its rarity and femininity.

Natural pink diamonds are relatively rare, which makes pink diamond rings quite unusual. Many jewellers never have a pink diamond crossed on their way, so the problem when buying a pink diamond ring can be to trace one. Some jewellers specialise in coloured diamonds, and those who do may probably offer a better price. Pink diamonds are available in different shades, which can greatly affect the price you pay for an elegant pink diamond ring. Certain tones are more popular than others are, so a natural preference for a more unpopular tone will probably save you a lot of money.

Due to the popularity of fancy colour diamond rings, jewellers have developed treatments that can artificially introduce colour into the diamond, allowing them to add the rosy hue that has become so desirable. Although diamonds that are artificially coloured are less valuable than natural pink diamonds, they are also less expensive to buy. Although this type of gem is still more expensive than a colourless stone, the difference in price is not so great that only celebrities can afford it! Therefore, if you love the unusual look of pink diamond rings, you will not have to covet in vain, just adjust the waistband and save those pennies, and soon you will have the extra money in your ring budget to make the diamond blush.

Diamonds are forever and that is what many people would say. However, even if the diamond ring that receives its upper half had a pink, yellow or white crystalline stone, it would still be a thing to treasure. Because the ring would remind you how much it means to you.


Easily Learn What Is A Bitcoin Worth

Smart phone Just what is a bitcoin worth? This is a good question since this is something that changes over time. When it comes to dealing in Bitcoin, it’s all a matter of being educated. That way, it stays safe for the person investing their money into it.

Sometimes, it gets hard to deal with learning the value of bitcoins since there are varying sources that all will say it’s worth this or that. Never trust a page with a static price that has been there for over a day. This just means that it isn’t being updated and since the price changes all the time, it’s a safe bet that the price isn’t what it says it is on that page. Always try to determine what the real-time price is along with what it was to see if the value has gone up or down

Bitcoin is a great way to anonymously send money and it can be viable for a business. The key is to stay on top of the worth at all times of the day and night and be able to adjust prices in the right way. If possible, get a program in place that updates whenever changes occur in the system so that people aren’t able to get items for a lot less or end up paying a lot more for something. There are apps that can be used on phones and QR codes can be created for using when needed for pricing items.

A bitcoin can be bought for less and then sold for more but it shouldn’t be about waiting for the big payoff. This is due to the fact that when someone buys a bunch of them to use, they may end up with a problem as the price may drop drastically and leave them with no profits. That or the profits may be so minimal, it wasn’t worth the time and effort to work with the currency for a while. The money needs to be made when it’s seen what they’re worth in the near future instead of long term.

When bitcoin is used, it may be hard to track. That’s why it’s a good idea to keep one wallet and just use that for sending and getting payments. There are a few different ways to get one of these set up, but be sure it is done through the proper channel. If not, then it could become quite the issue because some services like to collect the wallets they host and run. Always look into a company’s history before trusting them with any amount of money so it’s known if they are able to be trusted.

So what is a bitcoin worth? This important question needs to be answered really before every single transaction in order to make the wisest decision before spending anything.


In Depth Look At An Alternative Investment

Spread betting allows you to make money irrespective of whether markets are falling or rising. However, the leveraging integral in spread betting that can heighten your gains can impact your losses the same way. Therefore, spread bet is not a good investment strategy for the timid.

Deposit Factor

Spread betting allows you to bet on the movement of an asset price rather than buying the commodity. “When you bet for £1 you are exposed to 100 shares,” CMC Markets indicates, “and you make £1, if the share prices move by 1 cent or 1p.”

To help you cover the losses whenever the market moves against you, you will have to indicate a margin. This covers the percentage of your exposure and is known as the deposit factor or the notional trading requirement.

The amount you need to put down varies according to the liquidity and volatility of the asset in question.

If you resolve to hold a bet past its expiry date, then you can roll it over, but some additional costs will be factored into the spread.

Managing the Risk

In an attempt to manage the risk, you are allowed to place orders on your spread bet. For instance, stop-loss closes your position once the price falls past a certain level.

You can also pick up certain orders that allow you to take profit when a higher price is reached or buy at a set price.

Multiple Strategies

Spread betting can be deployed in various ways.

  1. Short-term Speculation

Short-term speculation is the most common where traders go to the market and make money depending on price movements. This can be carried out for a matter of seconds.

Spread betting offers an appealing leverage, as you only require gathering a small amount of money to get gains similar to a share deal that could earn you a lot of money.

  1. Hedging

Hedging is also a common strategy for spread betting. This strategy works in that, you may have a large number of shares, but they have increased in value, but you think they are going to fall again.

However, if you sell these shares, you are going to trigger a tax liability (capital gains). The best move to take will be to take up a spread bet that matches your exposure; in this case, if the value falls, then you will not lose out.

Spread betting can also be used to hedge against other assets. For instance, if you would need a large sum of foreign currency in the future but you are wondering whether the exchange rate will be in your favour, then you could take out a spread bet that goes short on the currency you want to buy so that you do not lose money.

Geared Exposure

The influence of spread betting on its benefit serves as its key benefit. With spread betting, you have geared exposure; therefore, you will require less money than if you had the asset. For example, taking out a margin of £100 can mean a £1,000 of exposure.

UK residents can enjoy a no capital gains or income tax, or a no stamp duty on purchases they make. Therefore, you need not to include profits on your tax returns, but you will be unable to offset the losses against the gains.

With spread betting, you do not have to have to incur commission.

Be Prepared for Possible Losses

Despite the numerous benefits associated with spread betting, it also hosts a significant amount of risk. The potential to lose money is paramount in spread betting. Because spread betting embraces leveraging, the losses can be magnified.

Many people would go for spread betting due to the large gains that do not attract taxes. However, you should keep in mind that you can bet on margins; something that can make you lose money you do not have.

Spread bet companies are on the look out to ensure they minimise this and will issue margin calls whenever your losses are close to exceeding the margin you had set, and others resolve to close positions if you slip to the red. You are also in a position to put stop-losses to prevent the losses from becoming too large.


Top Property Investment Tips

Are you thinking about entering the buy-to-let market?

Well, it may be a great idea if you read our property investment tips first! This market can be confusing, but I’m going to help you by providing you with some valuable advice.

Tip #1: One of the most important things is to find the right property. That’s right. It may sound obvious, but you would be surprised at how many people don’t take the time to do this…and then suffer the consequences later when you can’t rent it out!

Two-bedroom flats in the city are a good buy-to-let choice because they can be shared by more than one person. However, a three-bedroom terraced house is a great buy-to-let choice because it will often bring you the highest return on your investment in an area filled with students!

Tip #2: Always remember that you are buying buy-to-let property as an investment, NOT as your personal home. This means you shouldn’t look for a home just because you would like to own it yourself or start decorating it in your own personal style. Make your decision a business, rather than personal one so you can maximise your investment returns!

Tip #3: Make sure yourbuy-to-let property is located near a good transportation system! Renters usually place high importance on being able to access motorways or public transportation.

Are you ready for the next of my property investment tips?

Tip #4: Hire a mortgage broker who can help you find the right mortgage. I know how hard it can be to find the best investment option out of all the available buy-to-let mortgage deals so find a professional to help!

Tip #5: Remember to factor in costs such as legal fees, stamp duty, ongoing mortgage costs and decorating expenses. This will help you to establish a realistic budget. Too many investors forget about these expenses, and they don’t put money aside to pay for ongoing repairs and maintenance.

Are you getting the hang of this yet? The buy-to-let market isn’t as hard as it looks…

Tip #6: Hire a professional letting agent who can help you take care of all the important details. This individual can manage the property, collect the rent and vet and select suitable tenants. Just remember that a full management service may eat up as much as 17.5% of your annual rent!

Tip #7: Don’t forget to purchase proper insurance for your buy-to-let property. If you decide to rent out your previous residence, you’ll have to buy new insurance because your existing ones won’t be valid.

Here are a few more of my property investment tips…

Tip #8: Find out your legal obligations. For example, landlords must consider fire, safety and health issues and hire authorised professionals to perform annual gas checks.

Tip #9: Consult with a tax expert or accountant to determine what taxes you must pay. You will have to pay tax on any rental income received from your investment property, but you may also have to pay Capital Gains Tax. This depends on the length of time you have owned the property and your current tax status.

Just one more of my property investment tips to go…

Tip #10: Last but not least, don’t enter the buy-to-let investment market planning on making a ton of money quickly. There are many upfront costs and property values tend to rise over time. If you plan on remaining in the market for 5 to 10 years, you’ll usually make a lot more money!

Now that I have shown you some important property investment tips, be sure to read my property Development Secrets

Surrinder Ahitan offers free property investment advice and tips on how to invest in residential and commercial property for maximum returns. He works for one of the top Weston Real Estate companies in the world as an investment property Surveyor advising large blue chip companies and private investors.


Better CFD Trading

The investment markets are innovating continuously to generate wealth. From all different types of investment opportunities, the top form of investment is CFD trading, also known as CFD. You get higher returns on investment within a short period.

Just like any company, CFD trading, also, requires a well and formulated plan and clear goals. It is a business; you are here so as to make money, right? Your plan must always include strategies for starting the trade, exiting it, how to manage uncertainties, and how to tackle unexpected turn of events in the trade.

There are many essential points you need to keep in mind while trading CFDs. These would assist you in CFD trading to a great extent.

  1. a) Insist upon checking with the broker your CFD trading account type.

This will be significant as only when you are classified like a ‘private client’; you can be assured of the greatest services there would be no hidden costs as more spreads or commissions. Being an individual client also would entitle you to better compensation as well as arbitration options. It is not only new but even experienced clients who can make this request of being treated as ‘private clients’. It is again advisable not to accept ‘intermediate’ classification as that could mean you are an experienced CFD trader, and the broker would not legally be obliged to offer you the best execution facilities.

  1. b) Be skeptical about any commission-free deals.

Make sure you know your actual price of CFD trading deals and don’t get taken in by claims of no commission charged. The broker will ensure that you are being charged one way or the other which is, therefore, essential to check the rate of interest being charged to as the spread.

  1. c) Don’t treat the CFD trading product or deals as a substitute for managing your portfolio.

Remember that CFDs are priced in line with the price of the underlying just like a stock, commodity or currency. It is therefore not an excellent hedging instrument should you be looking to take care of your whole portfolio. With this, you may look at futures or options trading that are not only efficient but additionally cheaper.

CFD trading allows you to enjoy these benefits that are mentioned below:

Trading on Margin: Trading on margins helps the traders to have exposure to more than they own. This shows that the trader contributes lesser than what he holds. This assists them to get better ROI.

Trader’s need not purchase assets: It is not compulsory for any trader in CMC Markets to purchase assets. The trading is carried by a contract signed between the buyer and the broker. The agreement does not oblige to buy assets as the agreement itself holds the asset value.

No stamp duty required: There is no need for any stamp duty where CFD trading is concerned. Stamp duty is not necessary because there is no purchase involved in CFD trading.

Traders earn dividend: CFD trading assists the traders to get some dividend after some period. If you are a trader and hold some position in CFD trading, you are eligible for the bonus earned. As the share value of the company increases, the traders get the benefits accordingly. Thus, with CFD trading, the traders get a great opportunity to earn a dividend.

Interested is credited in the traders account: The trader gains interest from the brokerage company. This interest is on the money invested in short-term CFD.

Share value predictions: The traders get money if the guess of share value is correct. For instance, in CFD trading, the trader predicts that the stock value will rise and if it happens so, then the dealer earns money even if he hasn’t purchased the shares. Although the trader guessed that the stock value lessens, and it happens so, the dealer makes money for exact predictions.

Purchase after time limit: The dealer gets the advantage of being able to trade after hours with some CFD providers. This is a good chance for people who wish to gain in CFD trading as a secondary income source.

A lot of Variety: The trader is allowed to choose any CFD product as there is a great collection of financial products available. The range of financial products includes stocks, currencies, assets, commodities. Therefore, the trader is free to invest in any one product he likes.

Guaranteed Stop Loss: In CFD trading, the traders can select Guaranteed Stop Loss to reduce the danger and to handle the losses. Higher investments lead to higher profits as well as higher risks. This option is offered to traders by brokers. If the losses drop below a certain amount, this option helps the CFD traders to close the deal automatically. This limit is decided by the trader and the broker during the agreement. This is the best way by which the operator can avoid massive losses in CFD trading.